TERMS OF SERVICE

Terms & Conditions

Please read these Terms & Conditions carefully to understand your rights and obligations when using our services.

1. General provisions

Welcome to Fundl! These Terms & Conditions (T&C) govern the use of our web and app-based platform for crowdfunding. By accessing or using our platform, you agree to be bound by these terms.

Our platform allows users to back creative projects via crowdfunding mechanisms.

We enable independent creators to publish their own crowdfunding campaigns, ranging from comics, books, board games, video games, art initiatives, and startups.

Please read these T&C carefully to understand your rights and obligations when using our services.

*PLEASE REVIEW THESE TERMS OF SERVICE CAREFULLY, AS THEY CONTAIN IMPORTANT INFORMATION AND AFFECT YOUR LEGAL RIGHTS, ESPECIALLY SECTION 9 AND SECTION 10. AS OUTLINED IN SECTION 10, IT INCLUDES A MANDATORY ARBITRATION AGREEMENT THAT REQUIRES ANY DISPUTES BETWEEN US TO BE RESOLVED THROUGH INDIVIDUAL ARBITRATION RATHER THAN BY A NATIONAL COURT SYSTEMS.*

*BY CLICKING TO ACCEPT, SIGNING or USING OUR SERVICE, YOU AGREE TO BE BOUND BY THESE TERMS AND ALL RELATED PROVISIONS REFERENCED HEREIN. IF YOU DO NOT AGREE TO THESE TERMS, YOU MAY NOT ACCESS OR USE THE SERVICE.*

1.1. Introduction

These Terms & Conditions constitute a legally binding agreement between you and Fundl, governing your use of our web platform for crowdfunding.

Our platform is designed to provide users to participate in crowdfunding campaigns by independent creators, ranging from comics, books, board games, video games, art initiatives, and startups.

Users can participate by backing creators which in return can offer rewards. Our platform utilizes blockchain technology, specifically the Solana blockchain, to ensure that any creator or consumer with the internet connection can participate.

1.2. Definitions

For the purposes of these Terms & Conditions (T&C), the following definitions apply:

"Platform": Refers to Fundl’s crowdfunding service available through the web application, along with all related software, tools, and features of our services.

Services”: Our services encompass a wide range of offerings, including software, tools, features, live support and functionalities made available through or in connection with our platform. These services enable users to interact with and engage in activities related to crowdfunding, such as viewing, exploring, backing, or promoting crowdfunding campaigns. The services we provide are designed to support a seamless and user-driven experience within the digital assets ecosystem.

"User": Any individual or entity that accesses or uses the platform primarily for backing creative projects. This includes viewers and purchasers. Users may upgrade to "Creators" if they choose to set up their own crowdfunding campaigns on the platform, but until that transition occurs, they are considered users.

"Content": Any material, including images, text, graphics, digital collectibles, videos, and other multimedia, made available on the platform.

"Blockchain": A decentralized digital ledger used to record transactions across multiple computers in a way that ensures the security and immutability of the data.

"Cryptocurrency": A digital or virtual form of currency that uses cryptography for security which operates on decentralized networks, typically based on blockchain technology, allowing peer-to-peer transactions without the need for a central authority or intermediary.

"Wallet address": A unique identifier used to send and receive digital assets and other cryptocurrency transactions on the blockchain, provided by a third party.

"Transaction fee": A fee charged by the platform for processing payments and transactions.

"Personal data": Any information relating to an identified or identifiable individual, including but not limited to email addresses, usernames, wallet addresses, and device information.

"User reviews": Ratings and feedback provided by users regarding their experience with the platform or specific crowdfunding campaigns.

"IP" (Intellectual Property): Legal rights that result from intellectual activity in the industrial, scientific, literary, and artistic fields, including copyrights and trademarks.

"Governing law": The legal jurisdiction under which these T&C are governed and interpreted.

"Dispute resolution": The process by which conflicts or disputes between users and the platform are resolved, including methods such as mediation or arbitration.

2. User accounts

To access and utilize the full range of features and services offered by our platform, users and creators are required to create a user account and take care of it. This section outlines the requirements and processes for account creation, as well as the measures we implement to ensure account security. By creating an account, you agree to provide accurate information and adhere to our security protocols.

2.1. Account creation

To register as a user on our platform, you are required to provide specific information during the account creation process. This includes:

  • email address
  • Used for authentication, account verification, and communication purposes, including updates, notifications, and important information related to your account. Users can sign in with Gmail for seamless access or register with an email and password, in which case a verification email will be sent.

  • username
  • A unique identifier that will be used to distinguish your account within the platform.

    Additionally, users may provide the following optional information:

  • wallet connection (optional)
  • Users can choose to connect an external wallet, but this is not required. A wallet is automatically generated for each user through a third-party service, Privy, for managing digital assets. For wallet services please take a look at 11.5. of this T&C.

    By providing this information, you consent to its collection and use as described in our Privacy Policy – https://fundl.fun/privacy-policy. Accurate and up-to-date information is required to maintain your account and ensure the proper functioning of the platform's features.

    If you choose to refuse or withdraw your consent for the collection and use of your personal data, please note that this may limit our ability to provide certain services or fulfill your requests. However, withdrawing consent will not affect your general access to the platform.

    2.2. Account security

    The security of your account is of paramount importance to us. By creating an account on our platform, you agree to adhere to the following security measures and responsibilities:
    You are responsible for maintaining the confidentiality of your account credentials, including your username, password, and wallet address. You must not share your login details with anyone, and you should take all necessary precautions to prevent unauthorized access to your account.

    We implement various security measures to protect your personal data and account information. This includes encryption and regular security audits. Despite these measures, we cannot guarantee absolute security and encourage you to take additional steps to secure your account.

    If you suspect or become aware of any unauthorized use of your account or any other breach of security, you must notify us immediately and without delay. You can do this by contacting our support team through – support@fundl.fun.

    You must ensure that the information provided during the account creation process remains accurate and up-to-date. This includes promptly updating your email address, wallet address and any other relevant details as necessary.

    You are solely responsible for all activities that occur under your account. This includes any actions taken by individuals who gain access to your account due to your failure to maintain its security.

    You agree to comply with all applicable laws and regulations regarding online conduct and content. This includes ensuring that your activities on the platform do not violate any laws or regulations related to cybersecurity and data protection.
    By following these guidelines, you help us maintain a secure environment for all users and creators on our platform. We reserve the right to take appropriate actions, including suspending or terminating accounts, if we detect any security breaches or violations of these terms.

    3. Creator accounts

    3.1. Account creation

    To start creating on our platform, you must upgrade your user account.
    Users who wish to become creators must first obtain approval from the Platform. Approval is granted at our sole discretion and is subject to our verification process.
    Users may apply for Creator status by clicking the “Publish Your Work” button within the app. Upon doing so, they will gain access to the Creator Dashboard, where they can set up their Creator Channel and submit content for review.
    All creators and their submitted content are subject to review and approval by the Platform before being published or made visible within the app. We reserve the right to verify creators and their submissions, and approval is not guaranteed.
    The Platform retains full discretion to approve, reject or remove any creator or content at any time, with or without notice, if they do not comply with our guidelines, policies or community standards [https://fundl.fun/content-guidelines].
    Creator username

  • a unique identifier that will be used to distinguish your account within the platform.
  • By providing this information, you consent to its collection and use as described in our Privacy Policy – https://fundl.fun/privacy-policy. Accurate and up-to-date information is necessary for managing your creator account and ensuring the proper functioning of the platform's features.
    If you choose to refuse or withdraw your consent for the collection and use of your personal data, please note that this may limit our ability to provide certain services or fulfill your requests. However, withdrawing consent will not affect your general access to the platform.

    3.2. Account management

    As a creator on our platform, you have additional responsibilities and privileges to manage your account and content effectively. This subsection outlines the key aspects of account management for creators:
    Creators are responsible for managing the content they publish on the platform. This includes ensuring that all of their crowdfunding campaigns and related materials comply with our content guidelines and policies. Creators must regularly update their content to reflect any changes or new releases.

    All published content must adhere to the platform’s content guidelines, which are designed to ensure a safe, respectful, and legally compliant environment. This includes but is not limited to, avoiding the publication of offensive, illegal or copyrighted material without proper authorization. You can find our guidelines via this link: https://fundl.fun/content-guidelines .

    Creators must keep their account information up to date. This includes updating your email address, payment details, and any other relevant information. Accurate information is essential for receiving payments, notifications, and important updates related to your account and content.

    Creators will have access to tools and analytics to monitor the performance of their content, including crowdfund figures, user engagement, and other metrics. These insights can help creators optimize their content and marketing strategies. Once we add this feature to our platform, we’ll duly notify you.

    Creators earn revenue through successful crowdfunding campaigns. Payment terms and conditions, including the frequency and method of payouts, are specified in the platform’s payment policies. Creators are responsible for understanding these terms and managing their earnings accordingly.

    Creators retain ownership of the intellectual property rights to their content unless otherwise agreed upon in a separate agreement. However, by publishing content on the platform, creators grant us a license to use, display, promote and distribute their content as necessary to operate the platform.
    By adhering to these account management guidelines, creators can ensure a productive and successful experience on our platform.

    4. Revenue and payments

    This section outlines the terms and conditions related to revenue and payments for both users and creators on our platform.

    4.1. Revenue sources

    4.1.1. Creators

    Creators can generate revenue by successfully meeting raise goals in their crowdfunding campaigns. The platform enables creators to conduct transactions and interact with their wallets. We facilitate these transactions and provide access to earnings, but we do not hold, control or have any access to users’ funds.

    4.1.2. Users

    Users can participate in revenue-related activities by backing various crowdfunding campaigns available on the platform.

    4.2. Transaction fees

    The platform may deduct transaction fees from revenue earned or payments made. These fees are used to cover optional costs, enhance platform features and ensure a seamless user and creator experience. Transaction fees are transparently disclosed before each transaction.

    4.3. Payment methods {#4.3.-payment-methods}

    Payouts and payments on the platform are facilitated through secure blockchain-based systems:

    1. Supported currencies: payments are primarily processed using the cryptocurrency on the Solana blockchains, such as SOL (the native currency) or USDC (USD pegged currency).

    2. Wallet requirements: both users and creators are required to use a wallet for transactions. A wallet is by default generated on the platform by a third-party wallet provider, Privy (https://www.privy.io/). Additionally, users and creators may opt to use a wallet generated by other third-party wallet providers, such as Phantom, Solflare, etc.

    3. Security: the platform does not have access or does store private wallet keys, hence, users are solely responsible for safeguarding their wallet credentials. We strongly advise users to carefully review the Terms & Conditions of any third-party wallet providers before use. We are not responsible for their policies, security measures or any issues arising from their services.

    4.4. Revenue reporting

    Creators will have access to detailed revenue reports and analytics through their account dashboard. These reports will include:

    1. sales performance metrics
    2. transaction history
    3. payout status and other relevant financial details

    Users can also view transaction histories and record of purchases made on the platform.

    4.5. Tax obligations

    All users and creators are responsible for complying with applicable tax laws and regulations concerning their earnings or expenditures on the platform. For instance: reporting income (for creators) or expenditures (for users) and generally paying taxes. This platform *does not* provide tax advice. Users and creators are heavily encouraged to consult a tax professional to understand their obligations.

    4.6. Dispute resolution

    In the event of disputes regarding payments or revenue, users or creators should promptly report the issue to our support team (support@fundl.fun). Our team will investigate and resolve disputes in accordance with the platform’s dispute resolution procedures. Both users and creators are encouraged to retain records of transactions and communications for reference. Further details on dispute resolution are outlined in Section 10. of this T&C.

    4.7. Changes to payment terms

    The platform reserves the right to modify payment terms, fee structures, and payout schedules. Users and creators will be notified of any significant changes in advance, and the updated payment policies will reflect these changes.

    5. Transaction fees

    Our platform uses cryptocurrency on the Solana blockchain, mainly SOL and USDC, as primary cryptocurrencies for all transactions. This includes all financial interactions within our ecosystem.

    5.1. Payment methods

    5.1.1. Cryptocurrency wallet and currency requirements

    To engage in any financial transactions on our platform, users must have a cryptocurrency-compatible wallet. A wallet address is generated by default via a third-party provider, Privy (https://www.privy.io/) or users may choose to connect an external wallet such as Phantom, Solflare or other supported Solana wallets. Users are fully responsible for the security, management, and safekeeping of their wallets, including private keys and recovery phrases.

    The platform does not offer fiat-to-cryptocurrency conversion services. Users must acquire SOL or other supported tokens, such as USDC, through third party exchanges or services before transacting. Further on this matter in Section 4 of this T&C. It is the user’s and creator’s responsibility to ensure their wallet has sufficient funds to cover the transaction amount and any associated blockchain fees.

    5.1.2. Transaction process and finality

    All transactions on the platform are processed on the Solana blockchain, ensuring secure and transparent financial operations. Users must confirm their transactions carefully, as:

  • transactions are considered complete only when validated on Solana blockchain;
  • blockchain confirmations are irreversible and the platform cannot cancel or reverse transactions once finalized.
  • Therefore, the platform is not responsible for failed transactions caused by, for instance, but not limited to:

  • insufficient funds in user’s wallet;
  • user errors, such as incorrect wallet addresses or amounts;
  • solana network delays, congestion or disruptions.
  • 5.1.3. Refunds and cancellations

    Due to the immutable nature of blockchain transactions, refunds and cancellations are generally not possible. Users are strongly advised to review all details before confirming a transaction. In exceptional cases, refund requests will be reviewed on a case-by-case basis, but the feasibility of recovering funds from the blockchain is not guaranteed.

    5.1.4. Fees

    Fees related to transactions, including platform and blockchain transaction fees (“gas fees”), will be clearly displayed before the user confirms any transaction. By proceeding, users accept and agree to pay all applicable fees as part of the transaction process.

    5.1.5. Agreement to terms

    By using our platform, you agree to these terms and acknowledge the risks inherent in cryptocurrency transactions, including finality, network issues and price volatility.

    6. Blockchain technology and digital asset ownership

    6.1. Blockchain technology

    This decentralized system enhances trust and reliability in managing digital assets.

  • transactions and fees
  • All transactions are conducted on the blockchain using Solana cryptocurrencies. This ensures security and traceability. A transaction fee is applied to each purchase to cover processing costs, and creators may receive royalties from secondary market sales.

  • limitations of liability
  • While we strive to maintain a secure and reliable platform, we cannot be held liable for losses resulting from issues inherent to blockchain technology, such as network failures, bugs or breaches. Users are encouraged to secure their digital assets and stay informed about blockchain security best practices.

    7. User conduct

    7.1. Prohibited activities

    Users must not engage in any activities that are illegal under local, national or international law while using our platform. This includes, but is not limited to, money laundering, fraud, and the distribution of illicit substances.

    Also, attempting to hack, disrupt or otherwise compromise the security or functionality of our platform is strictly prohibited. This includes, but is not limited to, deploying malware, conducting denial-of-service attacks or exploiting vulnerabilities.

    Users are prohibited from conducting unauthorized transactions, such as using stolen credit cards or engaging in phishing schemes to obtain others’ financial information.

    The use of our platform to send unsolicited messages (spam) or to engage in phishing activities to deceive other users into sharing personal or financial information is not allowed.

    Harassment, abuse or any behavior that threatens or intimidates other users is strictly forbidden. This includes making offensive, defamatory or discriminatory remarks.

    Users must not impersonate other individuals or entities, including Fundl representatives or falsely state or otherwise misrepresent their affiliation with any person or entity.

    7.2. Content standards

    All communications and content shared on our platform must be respectful and considerate of others. Offensive, abusive or discriminatory language will not be tolerated.

    Users must ensure that all content they post is accurate and truthful. Deliberately posting false or misleading information is prohibited.

    Users must respect the intellectual property rights of others. Sharing or distributing content without permission from the rightful owner or in violation of copyright laws, is strictly forbidden.

    Posting or sharing content that is obscene, sexually explicit or otherwise inappropriate for a general audience is not allowed. This includes but is not limited to, graphic violence, hate speech, and content promoting illegal activities.

    Our platform is not intended for unsolicited advertising or commercial use unless expressly permitted. Users should not use the platform to promote their products or services without authorization.

    Users are encouraged to report any content or activity that violates these standards. Reports will be reviewed, and appropriate action will be taken, including the removal of content or suspension of user accounts as necessary.

    8. Termination

    8.1. Termination by user

    Users may terminate their account at any time by submitting a request through the designated account closure process on our Platform. Detailed instructions for account termination can be found in the user settings.

    Upon account termination, users may request the deletion of their personal data in accordance with our Privacy policy (https://fundl.fun/privacy-policy). However, certain data may be retained as required by law or for legitimate business purposes.

    Users are responsible for completing any pending transactions prior to terminating their account.

    Any fees paid for services or features are non-refundable upon account termination, except as required by applicable law.

    8.2. Termination by Fundl

    We reserve the right to terminate or suspend user accounts without prior notice if a user is found to be in breach of these T&C, including but not limited to engaging in prohibited activities or violating content standards.

    Accounts involved in fraudulent activities, such as unauthorized transactions, spamming or phishing, will be immediately terminated, and the user may be reported to relevant authorities.

    We may terminate user accounts that have been inactive for an extended period. Users will be notified of impending termination due to inactivity and provided with an opportunity to reactivate their account.

    We may terminate or suspend accounts to comply with legal requirements, including court orders or regulatory mandates. Users will be notified of such actions unless prohibited by law.

    Users who believe their account has been wrongfully terminated may submit an appeal through our customer support. Appeals will be reviewed on a case-by-case basis, and users will be informed of the final decision.

    In the event of account termination, any digital assets or funds held in the user’s account will remain in their wallets.

    9. Disclaimers

    9.1. General responsibility

  • user responsibility
  • Users are solely responsible for their use of the platform, including any transactions, interactions or engagements with digital content, cryptocurrency or blockchain services. You are encouraged to research and understand the inherent risks of using blockchain-based services, including financial, technical, and legal risks.

  • third-party compliance
  • Users must comply with all applicable terms and conditions, privacy policies, and other legal agreements of third-party services integrated into our platform (e.g., wallet providers, payment gateways). We are not liable for any actions, omissions or policies of these third parties.

    9.2. Blockchain and cryptocurrency risks

  • blockchain technology
  • Our platform operates on the Solana blockchain, which is a decentralized, third-party network that we do not own, control or operate. Transactions conducted on the Solana network are irreversible, immutable, and cannot be altered, reversed or refunded by the Platform or any other entity.

    The Solana blockchain and associated smart contracts are subject to potential risks, including but not limited to:

  • Network congestion, validator failures or protocol bugs may delay or disrupt transactions.

  • The blockchain may be subject to smart contract exploits, attacks or other security threats that could compromise assets.

  • Changes to the Solana protocol or network upgrades, may impact the functionality of the platform or associated assets.

  • The Platform is not responsible for Solana’s operational status, security measures, transaction speeds or network stability. Users assume all risks related to blockchain-based transactions.

  • cryptocurrency risks
  • Using cryptocurrency involves inherent risks, including but not limited to:

  • The value of cryptocurrencies, including SOL and USDC, can fluctuate rapidly and may result in significant financial losses.
  • Transactions may fail, become delayed or get stuck due to network congestion, insufficient gas fees or technical errors.
  • Loss of access to private keys, seed phrases or wallets may result in the permanent loss of funds, with no means of recovery.
  • While USDC (USD Coin) is a widely used stablecoin pegged to the US dollar, it carries additional risks, including:

  • USDC’s value is intended to be 1:1 with the US dollar, but market fluctuations, regulatory actions or liquidity crises may cause it to depeg, leading to financial losses.
  • USDC is issued by Circle and relies on third-party reserves. If Circle or its banking partners experience insolvency, regulatory enforcement or operational failures, users may lose access to their funds. See to Circle’s Terms&Conditions: https://www.circle.com/legal/usdc-terms.
  • USDC transactions on Solana rely on smart contracts, which may be subject to bugs, exploits or security breaches.
  • Governments and regulators may impose restrictions, sanctions or compliance requirements on USDC or its issuers, potentially affecting its availability or usability.
  • By using cryptocurrencies, including USDC, you acknowledge and accept all associated risks, including financial loss, market instability, and regulatory uncertainty. The Platform assumes no responsibility for any losses or issues arising from cryptocurrency transactions.

  • no guarantees
  • We do not guarantee uninterrupted access to the Solana blockchain or the stability, security or availability of any associated cryptocurrencies (e.g., SOL, USDC).
    The performance and reliability of the platform depend on third-party networks, validators, wallet providers, and other external services that we do not control. Disruptions, exploits or failures in any of these systems may impact platform functionality.
    Cryptocurrencies and blockchain-based platforms are subject to evolving regulatory frameworks. New laws, enforcement actions or policy changes may impact the use, availability or legality of blockchain transactions, including USDC.
    By using our platform, you acknowledge that all blockchain transactions, including those involving USDC and SOL, are conducted at your own risk. The Platform is not liable for any financial losses, technical failures or regulatory restrictions affecting digital assets.

    9.3. Non-financial advisory role

  • no financial advice
  • Our platform does not provide investment, financial or trading advice. The purchase or sale of digital assets or cryptocurrency is a speculative activity that carries risks. You should consult with financial or legal professionals before making any decisions.

  • MiCA compliance
  • We are not a cryptocurrency broker, custodian or any other entity that falls under the regulatory scope of the EU Markets in Crypto-Assets Regulation (MiCA). Our platform solely facilitates transactions between users and creators and does not engage in the issuance, management or custody of crypto-assets.

    9.4. IP rights

  • creator compliance
  • Content creators are responsible for ensuring that their works comply with copyright laws, do not infringe upon the intellectual property of third parties, and meet the platform's content guidelines. We are not liable for disputes arising from the ownership, licensing or use of content.

    9.5. Platform and third-party integration

  • third-party wallet providers
  • Our platform integrates with third-party wallet providers (e.g., Phantom, Privy). Users are solely responsible for selecting, securing, and managing their wallets and are subject to the terms and policies of the wallet provider they choose. We disclaim liability for any losses, errors or malfunctions arising from third-party wallets.

  • independent third-party services
  • Our platform integrates with third-party digital wallet providers (e.g., Phantom, Privy) to facilitate certain transactions. These wallets are not owned, operated or controlled by the Platform and we do not endorse, guarantee or assume responsibility for their functionality, security or reliability.

  • user responsibility
  • Users are solely responsible for selecting, securing, and managing their digital wallets. This includes, but is not limited to, safeguarding private keys, ensuring compatibility with our platform, and complying with the terms, policies, and security practices of the wallet provider they choose.

  • no liability for third-party wallet issues
  • The Platform disclaims all liability for any losses, errors, disruptions or malfunctions related to third-party wallets, including but not limited to:

  • Loss of access due to forgotten credentials, phishing attacks or security breaches.

  • Unauthorized transactions, hacks or other fraudulent activities.

  • Technical failures, delays or service interruptions.

  • Changes in third-party wallet provider policies, terms of service or operational decisions that may impact a user’s ability to transact or access their assets.

  • no recovery or support obligations

  • In the event of any issues arising from a third-party wallet (including loss of funds or account access), users must seek resolution directly with the respective wallet provider (Phantom: https://help.phantom.com/hc/en-us, Privy:
    https://www.privy.io/user-terms-of-service). The Platform does not provide support, recovery services or dispute resolution for third-party wallet-related matters.

  • assumption of risk
  • By using a third-party wallet with our platform, users acknowledge and accept that they assume all risks associated with such use. The Platform shall not be held liable for any direct, indirect, incidental or consequential damages resulting from interactions with third-party wallets.

  • external links
  • Our platform may contain links to third-party websites, services or resources. We do not endorse, monitor or control these external services and are not liable for any issues arising from their use.

    9.6. Platform limitations and downtime

  • service interruptions
  • While we strive to ensure uninterrupted access to our platform, we do not guarantee that our services will be free from errors, delays or downtime caused by maintenance, technical failures or external factors.

  • beta features
  • Certain features may be released in beta form. By using beta features, you acknowledge that they are experimental and may have limitations or bugs.

    9.7. Legal and regulatory compliance

  • tax obligations
  • Users are solely responsible for determining, reporting, and fulfilling any tax obligations that may arise from their use of our platform, including but not limited to income, sales, value-added, capital gains or other applicable taxes. This includes compliance with federal, state, local, and international tax laws.
    The platform does not provide tax, legal or financial advice. Users should consult with a qualified tax professional regarding their specific obligations.
    If required by applicable law, the Platform may report certain transactions to tax authorities or withhold taxes as mandated by regulatory requirements. Users agree to provide any necessary tax-related information or documentation upon request.
    Users agree to indemnify and hold the Platform harmless from any claims, penalties, losses or liabilities arising from their failure to comply with tax obligations.

  • jurisdiction-specific laws
  • Users are responsible for ensuring that their use of the platform complies with all applicable laws, regulations, and legal requirements in their jurisdiction.
    The platform makes no representations that the platform is appropriate or available for use in all jurisdictions. We reserve the right to restrict or terminate access for users in regions where the platform’s use may be illegal or require additional compliance measures.
    Users assume all risks associated with the legal status of their activities. The platform disclaims all liability for any consequences arising from a user's failure to comply with jurisdiction-specific laws.
    Users acknowledge that laws and regulations governing digital assets, online transactions, and other related activities may change. It is their responsibility to stay informed and ensure continued compliance.

  • prohibited activities
  • You may not use our platform to engage in activities that are illegal, fraudulent, harmful or in violation of applicable laws, including but not limited to money laundering, tax evasion or the sale of prohibited content.

    9.8. Limitation of liability

  • no warranties
  • The platform is provided strictly on an "as-is" and "as-available" basis, without any warranties of any kind, whether express, implied or statutory.

    To the maximum extent permitted by law, the Platform expressly disclaims all warranties, including but not limited to:

    We do not guarantee that the platform will be fit for ordinary purposes or free from defects.

    We make no guarantees that the platform will meet your specific needs, expectations or intended use.

    We do not warrant that the platform will not infringe on third-party rights.

    We do not guarantee that the platform will be uninterrupted, error-free, secure or free from harmful components such as viruses or malware.

    You acknowledge and agree that your use of the platform is at your sole risk. You are solely responsible for evaluating the accuracy, completeness, and usefulness of any information, services or transactions conducted through the platform.

  • limited liability
  • To the fullest extent permitted by law, the Platform and its affiliates, officers, employees, and partners disclaim all liability for any damages, whether direct, indirect, incidental, consequential, special, punitive or exemplary, arising from or related to your use of the platform. This includes, but is not limited to:

  • Financial or economic losses, including lost profits or lost revenue.
  • Data breaches, loss of personal information or cybersecurity incidents.
  • Loss, theft or mismanagement of digital assets, including cryptocurrency or NFTs.
  • Downtime, technical failures or disruptions in service.
  • We are not responsible for damages caused by third-party services, including but not limited to digital wallet providers, blockchain networks or any third-party integrations used with our platform.

    You agree to indemnify and hold harmless the Platform from any claims, losses, liabilities or damages arising from your use of the platform.

  • no platform control cver transactions
  • Transactions executed on the Solana blockchain (or any other blockchain integrated with our platform) are decentralized and irreversible. These transactions are not controlled, processed or managed by the Platform.
    We are not responsible for:

  • Failed, delayed or erroneous transactions.
  • Loss of funds due to network congestion, bugs, smart contract failures or user mistakes.
  • Security breaches, hacks or exploits affecting blockchain networks or third-party services.
  • By transacting on the blockchain, you acknowledge that you assume all associated risks, including but not limited to financial loss, transaction errors, and security vulnerabilities.
    Transactions conducted via blockchain networks are final and cannot be reversed. The Platform has no obligation to recover lost funds or provide refunds.

    9.9. Risks of emerging technology

  • technology evolution
  • Blockchain, digital assets and cryptocurrency are rapidly evolving technologies. You understand that changes in the underlying protocols, technological advancements or regulatory developments could impact the functionality or value of the platform and its associated digital assets.

  • security risks
  • While we implement industry-standard security measures, no system is entirely secure. Users must exercise caution and implement their own security measures to protect their accounts, wallets, and devices from unauthorized access or malicious attacks.

    9.10. Amendments and updates

  • terms revisions
  • We reserve the right to amend or update these disclaimers and our terms of service at any time. Users will be notified of material changes, and continued use of the platform constitutes acceptance of the updated terms.

    10. Dispute resolution

    Any dispute, controversy or claim arising out of or relating to these Terms & Conditions or the breach, termination or invalidity thereof, shall be settled by arbitration in accordance with the UBIKourt Arbitration Rules as at present in force, which are deemed to be incorporated by reference into this clause.
    The arbitration shall be administered by the UBIKourt.
    The applicable law shall be Croatian law.
    The appointing authority shall be UBIKourt.
    The number of arbitrators shall be three.
    The place of arbitration shall be Zagreb, Croatia.
    The language to be used in the arbitral proceedings shall be English.

    11. Miscellaneous

    11.1. Amendments

    We reserve the right to amend, modify or update these Terms and Conditions at any time at our sole discretion.

    Any substantial changes to these Terms and Conditions will be communicated to users through our platform, via email or other appropriate means of communication.

    Amendments will become effective immediately upon posting on our platform, unless otherwise stated.

    Your continued use of our platform after the posting of any amendments constitutes your acceptance of such changes. If you do not agree with the amended terms, you must cease using our services.

    We encourage users to regularly review these Terms and Conditions to stay informed about their rights and obligations.

    11.2. Contact information

    Customer support

  • for general inquiries, support requests or to report issues, please contact our customer support team at: support@fundl.fun.
  • Legal Notices

  • any legal notices or formal communications should be sent to: Fundl, Decentralized Reader d.o.o., Split (Grad Split), Put Radoševca 24, email: legal@fundl.fun.
  • We may update our contact information from time to time. The most current contact information will always be available on our platform.